Snow-covered mountains reflected in a tranquil blue lake with a pine forest in the background.

Fractional Finance Services

End-to-end Support From Bookkeeping, Controllers to Fractional CFOs.

We help you understand your company's Financial Health and Drive Growth.

You’re running a real business — crews to manage, projects to track, cash to control. We’re the team that helps trade contractors like you build real profit into every job, every month, every year. We bring 20+ years combined experience in Accounting & Finance and act as your on-demand finance leadership team so you have someone to put off the fires while you focus on building.

All this at a fraction of the cost of hiring full-time staff.

Our Client Success Stories

  • Solar Installation Contractors, Ontario

    We were struggling with cashflow surprises and profit inconsistencies. Working with Topspin Finance has given us a clear financial roadmap and better control over margins. We’re finally able to shift from reactive to strategic — quoting more confidently, planning new hires, and positioning the business for long-term success.

  • Susan | Owner, Twilli Handmade Leather Products

    We’ve enjoyed working with Topspin Finance over the last 6 months. Caroline is passionate about our business and is very knowledgeable. As someone who hates accounting, I like how Caroline brings insights on how we can move our business forward in simple English. Looking forward to our continued partnership.

  • Ivy Choo | Owner, Aunty Nita Design Consultants

    Caroline took over my bookkeeping earlier this year, and I’m thoroughly pleased with her services. She is consistently accessible, knowledgeable, efficient and professional. From the start, Caroline has been impressively timely; she has a very streamlined approach to tasks and makes communication easy. I would highly recommend Topspin Finance!

  • Clarisse McGowan | Owner & CEO Clarisse Hair Salon Group

    Caroline is very professional and strategic, and very experienced in accounting and finance. She delivered our cash flow forecast and annual budget within the agreed upon time and walked us through the numbers until we understood. I feel confident running my business since then. Highly recommended!

Your business benefits from financial experts.

Value- Added Bookkeeping

Includes traditional bookkeeping tasks with added value to move your business forward.

What to Expect:

  • Traditional bookkeeping

  • Financial analysis & reporting

  • Cash flow management

  • Accounting software integration and training

  • Guidance on financial matters

Fractional CFO

For businessesWe don’t just manage your numbers; we guide you to make decisions that build lasting value to strengthen your business’ financial resilience, drive profitable growth and increase operational efficiency.

Type of questions we hear often:

  • Why is my business short on cash?

  • How do I scale my operations?

  • How can we finance the exit of a partner?

  • Our revenue is growing, but we aren’t profitable, why?

  • How do I manage seasonality and cash flow shortages?

  • How do I grow my business?

  • How do I find time to work on the business when I’m so busy doing day-to-day?

Start-Up Consulting

Looking to start up a business? We can help you get it setup, and off the ground. Spend your time growing the business, not figuring out how to structure it.

THE TOPSPIN EFFECT

Our goal is to simplify, organize and empower you to make the best strategic decisions for your business.

Why Topspin Finance

  1. We Lead: Proactive finance team that runs the process for you.

  2. Beyond Bookkeeping: We build your full financial operating system.

  3. Scales With You: Support evolves as your business grows.

  4. Clear Strategy: Insights that drive confident decisions.

We’re not just another accounting service. We’re your financial co-pilot—helping you take control of your numbers and chart a smart path forward.

Who We Work With

  • $1M–$25M Revenue: Businesses scaling beyond basic bookkeeping.

  • Owner-Led: Founders who want clarity without managing the finances themselves.

  • Growth-Minded: Committed to better systems, strategy, and long-term success.

If your business is growing faster than your finance function can handle, we’re here to help.

WE PARTNER WITH

Xero logo in a blue circle

Are you ready to watch your business flourish?

Free bookkeeping template