What You’re Really Paying for When You Hire Topspin Finance
When small and growing businesses hire Topspin Finance, they’re not just outsourcing a few financial tasks — they’re bringing on a team that fundamentally changes the way their business runs. Our clients don’t come to us because they want another spreadsheet or another financial report to glance at once a quarter. They come because they’re ready to stop guessing and start leading their business with clarity and control.
Here’s what you’re really investing in when you hire Topspin Finance:
A Team That Leads, So You Don’t Have To
Most business owners didn’t start their company to become CFOs — but that’s what it feels like when you’re stuck overseeing cash flow, chasing down reports, or wondering why your margins fluctuate every month.
Topspin steps in as your fractional finance team — not a vendor you have to manage, but a proactive partner who takes the lead. We build, implement, and run your finance function without you needing to hand-hold or translate what you need. That means:
We set the pace for financial review cycles, budgeting, and forecasting
We identify financial blind spots and fix them before they become problems
We make sense of the numbers and turn them into real-world strategies
We communicate clearly and consistently, so you're never in the dark
We don’t wait for instructions — we give you leadership-level finance support that just works in the background while you grow.
2. Not Just Bookkeeping — Your Financial Operating System
Bookkeeping is just the baseline. At Topspin, we build your financial operating system — the infrastructure that drives better decisions, faster pivots, and stronger profits.
This includes:
Custom dashboards that tell you what’s happening in real time
Systems that track margins, project performance, and job costing
Cash flow models that prepare you for growth and protect you from risk
A financial calendar that brings order and rhythm to your numbers
Strategic reporting that actually answers the questions you care about
We combine tools, systems, and team — tailored to your business — to give you a true financial backbone. It’s the difference between “keeping the books up to date” and “knowing exactly where you stand and what to do next.”
And during onboarding, we document everything. We even create a playbook for your ongoing team so nothing gets lost between people or systems. This is what enables us to take over your financial operations in under 60 days — without chaos.
3. We Grow With You – and Grow You Up
As your business scales, so do your financial needs. What worked at $1M in revenue starts to fall apart at $3M. What got you to $5M won’t take you to $10M.
Topspin Finance is built to grow with you. Whether you're just getting your first handle on job costing or you're ready to build a multi-year financial roadmap, we adapt our services to match your stage and ambitions. You’ll never hear, “That’s outside the scope.” Instead, we evolve our support as your business matures, helping you:
Hire with confidence using role-specific financial modeling
Understand the true cost of labor, materials, and overhead
Plan major investments with scenario planning and risk analysis
Improve profitability and cash flow — sustainably
We’re not a temporary fix. We’re a long-term financial partner who scales with you.
One call this week was with a founder stepping away while their son takes over the business. They’re using it as a reset moment — to finally get out of Paychex, off of paper receipts, and into a system where everything connects: PTO tracking, payroll, benefits, reimbursements, credit cards, AR, AP… the works.
This isn’t a one-time cleanup. This is a transformation — one that positions the business for scale, succession, or sale.
4. Strategy, Not Just Service
Most finance services give you a file folder of reports and expect you to figure out what they mean. We don’t do that.
Topspin Finance acts as your strategic co-pilot. Every month, we deliver financial insights that lead to real business actions — decisions that improve pricing, trim waste, optimize cash flow, or position you for expansion. We connect the dots between your numbers and your goals.
Whether you're running a construction firm juggling multiple jobs or a trades business trying to bid more profitably, we bring context to your numbers and turn them into levers you can pull.
That’s strategy, not just service.
That’s why we build a Finance Scorecard for our clients — usually just 5 to 7 numbers:
Who owes you money
Who you owe
Cash in the bank
Payroll forecast
Work in progress (WIP)
Project margin
Net profit as a % of revenue
etc
You don’t log into QuickBooks or Xero to find this. It comes to you, consistently. So if something’s off, you can pinpoint it — and know who’s accountable.
What Our Clients Say
Things we’ve heard from business owners we’ve worked with:
“I sleep better knowing the financials are handled.”
“I finally understand what my margins actually are.”
“It feels like we have a CFO, without the full-time price tag.”
“They fixed the chaos I didn’t even know I had.”
That’s what you’re really paying for — not just numbers, but control, clarity, and confidence.
5. A True Finance Partner
Hiring Topspin Finance means you’re not alone anymore. You're not the only one worrying about cash flow on a Sunday night.
You're not the only one wondering whether you can afford to hire. You're not the only one trying to make sense of why your profit doesn’t match your gut.
We show up, we take ownership, and we help you run your business like it deserves to be run — with the financial insight and leadership usually reserved for companies 10x your size.
So, Why Are We “More Expensive”?
Because we’re not a cost center. We’re a control center.
We give you visibility without extra effort, structure without rigidity, and a team that owns the work without needing your hand-holding.
That’s what you’re paying for. And it pays you back every single month.